My 10 year old twin boys made their first ‘big’ purchase today and I just wanted to share it with you! They have been receiving pocket money since they were 5. They get half their age, and it is always split 3 ways (Spend/share/save). So at 10 they get $2 to spend, $2.50 to save and .50c to ‘share’. They used to have a ‘moonjar’ to divide these amounts but at 10 we decided they could get a ‘real’ bank account. Today they withdrew some money from their savings, and bought a digital camera each!! They have been watching prices for a while now and noticed the camera’s were on special. So as well reaching their goal, they have learnt delayed gratification AND managed to SAVE $67 at the same time! ($50 on the camera, and $17 on the case). WE must be the proudest parents on the planet right now! Anita Stokes Hamilton, New ZealandPS: NZ just had their first EVER Money Week last week!! Exciting huh?! Anita…thanks so much for doing what you’re doing for those kids. Their lives will be different and better because of you. Keep up the great work with your children and your students. Elisabeth
Financial Advisor Mindset: A Practical Framework for Getting Results
Watch Those Words – Part 1 Have you ever wondered if there’s a secret to how the top 1% perform? It’s really not as much a secret as a formula for getting results. I’ve used this simple formula for years to conjure a winning attitude for tough tasks and to...











Fantastic! As a lover of financial literacy, photography and New Zealand — this was a great read. Thanks for teaching your kids to save, spend wisely, and share with others. There are so many aspects of NZ I wish we’d implement here, in the U.S. A national money week? Wow!
Thanks Cluadia. And you’re most welcome. It’s going to take an army of financial literacy teachers to fix what’s not being taught.